Saturday, December 09, 2006

The Other Insurance You Need

Of course, you have auto insurance. But if you don't have comprehensive on your policy, you're missing out on the cheapest bang for your buck that you can get out of your policy.

Comprehensive is a very inexpensive addition to your policy. It provides for several things, but in most cases (be sure to ask your agent) it will replace a broken windshield, or other auto glass.

I am not a big believer in having too much insurance. Lots of folks have way too much, and pay way too much. But I break my rule with comprehensive and buy the very inexpensive no-deductible coverage.

Because the first time you get a broken windshield, you'll have paid for several years of coverage.

With my no-deductible comprehensive, when I get a broken windshield (which happens every year or so) I take the car in to the glass place, leave it for 2 hours, and pick it up with a fresh windshield. All I have to do is give them my auto insurance policy number.

Like you, I drive a lot. And like you, I face hazards on the highway. I like hazards I can manage. A broken windshield is one I can manage quite easily.

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